The §7520 rates are used to determine the present value of an annuity, an interest for life or a term of years, or a remainder or reversionary interest. §7520 rates are calculated by rounding the Annual Mid-term 120% Rate to the nearest 2 tenths. These monthly §7520 rates are used in several of our desktop and web applications.
View Historical §7520 Rate Archive.
| Month | Year | §7520 Rate | 120% Annual Mid-term AFR | Annual Mid-term AFR |
|---|---|---|---|---|
| November | 2026 | 6.20% | 6.11% | 5.52% |
| October | 2026 | 5.60% | 5.54% | 4.61% |
| September | 2026 | 5.40% | 5.40% | 4.49% |
| August | 2026 | 5.20% | 5.23% | 4.35% |
| July | 2026 | 5.20% | 5.23% | 4.35% |
| June | 2026 | 5.00% | 4.97% | 4.13% |
| May | 2026 | 5.00% | 4.91% | 4.08% |
| April | 2026 | 4.60% | 4.59% | 3.82% |
| March | 2026 | 4.80% | 4.72% | 3.93% |
| February | 2026 | 4.60% | 4.63% | 3.86% |
| January | 2026 | 4.60% | 4.57% | 3.81% |
| December | 2025 | 4.60% | 4.55% | 3.79% |
| November | 2025 | 4.60% | 4.60% | 3.83% |
| October | 2025 | 4.60% | 4.65% | 3.87% |
| September | 2025 | 4.80% | 4.86% | 4.04% |
| August | 2025 | 4.80% | 4.88% | 4.06% |
| July | 2025 | 5.00% | 5.04% | 4.19% |
| June | 2025 | 5.00% | 4.90% | 4.00% |
| May | 2025 | 5.00% | 4.93% | 4.05% |
| April | 2025 | 5.00% | 5.06% | 4.21% |
| March | 2025 | 5.40% | 5.36% | 4.46% |
| February | 2025 | 5.40% | 5.43% | 4.52% |
| January | 2025 | 5.20% | 5.10% | 4.24% |
| December | 2024 | 5.00% | 5.03% | 4.18% |
| November | 2024 | 4.40% | 4.45% | 3.70% |
| October | 2024 | 4.40% | 4.45% | 3.70% |
| September | 2024 | 4.80% | 4.84% | 4.02% |
| August | 2024 | 5.20% | 5.22% | 4.34% |
| July | 2024 | 5.40% | 5.40% | 4.49% |
| June | 2024 | 5.60% | 5.61% | 4.66% |
| May | 2024 | 5.40% | 5.31% | 4.42% |
| April | 2024 | 5.20% | 5.17% | 4.30% |
| March | 2024 | 5.00% | 4.97% | 4.13% |
| February | 2024 | 4.80% | 4.79% | 3.98% |
| January | 2024 | 5.20% | 5.25% | 4.37% |
| December | 2023 | 5.80% | 5.79% | 4.82% |
| November | 2023 | 5.60% | 5.65% | 4.69% |
| October | 2023 | 5.40% | 5.33% | 4.43% |
| September | 2023 | 5.00% | 5.04% | 4.19% |
| August | 2023 | 5.00% | 4.92% | 4.09% |
| July | 2023 | 4.60% | 4.62% | 3.85% |
| June | 2023 | 4.20% | 4.28% | 3.56% |
| May | 2023 | 4.40% | 4.30% | 3.72% |
| April | 2023 | 5.00% | 4.99% | 4.15% |
| March | 2023 | 4.40% | 4.45% | 3.70% |
| February | 2023 | 4.60% | 4.59% | 3.82% |
| January | 2023 | 4.60% | 4.62% | 3.85% |
| December | 2022 | 5.20% | 5.14% | 4.27% |
| November | 2022 | 4.80% | 4.78% | 3.97% |
| October | 2022 | 4.00% | 3.94% | 3.28% |
| September | 2022 | 3.60% | 3.52% | 2.93% |
| August | 2022 | 3.80% | 3.80% | 3.15% |
| July | 2022 | 3.60% | 3.59% | 2.99% |
| June | 2022 | 3.60% | 3.52% | 2.93% |
| May | 2022 | 3.00% | 3.01% | 2.51% |
| April | 2022 | 2.20% | 2.24% | 1.87% |
| March | 2022 | 2.00% | 2.09% | 1.74% |
| February | 2022 | 1.60% | 1.69% | 1.40% |
| January | 2022 | 1.60% | 1.57% | 1.30% |
| December | 2021 | 1.60% | 1.51% | 1.26% |
| November | 2021 | 1.40% | 1.30% | 1.08% |
| October | 2021 | 1.00% | 1.09% | 0.91% |
| September | 2021 | 1.00% | 1.03% | 0.86% |
| August | 2021 | 1.20% | 1.20% | 1.00% |
| July | 2021 | 1.20% | 1.20% | 1.00% |
| June | 2021 | 1.20% | 1.22% | 1.02% |
| May | 2021 | 1.20% | 1.28% | 1.07% |
| April | 2021 | 1.00% | 1.07% | 0.89% |
| March | 2021 | 0.80% | 0.74% | 0.62% |
| February | 2021 | 0.60% | 0.67% | 0.56% |
| January | 2021 | 0.60% | 0.62% | 0.52% |
| December | 2020 | 0.60% | 0.58% | 0.48% |
| November | 2020 | 0.40% | 0.47% | 0.39% |
| October | 2020 | 0.40% | 0.46% | 0.38% |
| September | 2020 | 0.40% | 0.42% | 0.35% |
| August | 2020 | 0.40% | 0.49% | 0.41% |
| July | 2020 | 0.60% | 0.54% | 0.45% |
| June | 2020 | 0.60% | 0.52% | 0.43% |
| May | 2020 | 0.80% | 0.70% | 0.58% |
| April | 2020 | 1.20% | 1.19% | 0.99% |
| March | 2020 | 1.80% | 1.83% | 1.53% |
| February | 2020 | 2.20% | 2.10% | 1.75% |
| January | 2020 | 2.00% | 2.03% | 1.69% |
| December | 2019 | 2.00% | 2.03% | 1.69% |
| November | 2019 | 2.00% | 1.91% | 1.59% |
| October | 2019 | 1.80% | 1.81% | 1.51% |
| September | 2019 | 2.20% | 2.13% | 1.78% |
| August | 2019 | 2.20% | 2.24% | 1.87% |