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The following Brentmark Software patch files and user manual files are available for download. Click on the link to start the download process. You will need Adobe Acrobat Reader v. 3.00 (or later) to read or print user manual files which are in PDF format.  All of the Brentmark Software files are copyrighted by Brentmark Software, Inc.

For Patch programs, click on the link to download the file and run it. You may need to specify a location for your previously installed program if you installed it somewhere other than the default directory. The Patch program will upgrade your program to the current version.

For Demos, click on Brentmark Demos.

Brentmark Order Form

Brentmark Order Form (9/3/14)
File: Brentmark Order Form.pdf (30K)  The Brentmark Order Form has prices for Brentmark software products.  Orders may also be faxed to (407) 306-6107.

Brentmark Update System

Brentmark Update System v. 2010.00 (3/26/10) (right click on link to the left, select Save Target As, then Save.  Note location saved in and then run the program.)
File: bussetup.exe (881K)  V. 2010.00 is the latest version of the Brentmark Update System to be made available as a download.  It has been  included with all Brentmark programs released after 3/25/10.  Version 2008.05 added the ability for the program to display information specific to each separate Brentmark product.  Version 2008.04 updated Brentmark's street address.  Version 2008.03 improved the handling of discontinued programs.  Version 2008.02 improved the downloading of the latest AFR file.
The Brentmark Update System is being made available as a download for those users who licensed programs online and downloaded those programs.  Brentmark program users who received their programs by mail on a CD generally would have already installed the Brentmark Update System since it is included with most Brentmark programs that are shipped on a CD.  The Brentmark Update System is recommended for all users of Brentmark software products.  It makes it easy to automatically download patches that are available for the last major upgrade.  It is recommended that all Brentmark users install the latest version and then run the the Brentmark Update System at least once a month.
 

706 System

706 System v. 2006.00  or later to v. 2006.02 Patch (2/23/07)
File: 706-200602.exe (242K)  V. 2006.02 corrects a bug in filling Part 4, line 5.  In some cases, the previous versions of the program can overwrite the total amount of gifts to unascertainable beneficiaries.  This occurs when there is a long list of ascertainable beneficiaries.  Previous returns were unaffected if there was no entry amount for gifts to unascertainable beneficiaries or there were fewer than eleven ascertainable beneficiaries. 
V. 2006.01 Changes:  1) Schedule R, Part 1, line 1 now prints max GST exemption of 2,000,000. This has no effect on calculations.  2) Schedules M and O no longer indicate the QTIP treatment of line items. The continuation sheets themselves are ordered by QTIP treatment so this was an unnecessary detail.  3)
Page 3, Part 4, item 12e receives a "no" checkmark if an ID number is not entered on the "General Information Screen."  Previously it was marked with a "yes" checkmark.  4) Several alignment problems corrected on schedule M.

706 System v. 2005.00 or later to v. 2005.04 Patch (7/21/06)
Note:  To deduct state taxes from the Beneficiary's interest on page 2, enter the state tax in the "Out-of-State Tax" box under "State Tax Information" under "Forms and Worksheets."  Be sure to check the recapitulation in each bequest screen to verify the state tax deduction.
File: 706-200504.exe (370K)  Changes:  V. 2005.04 made the following changes:  1) In Part 4, line 8, the checkmarks for boxes a and b were appearing outside their boxes.  This has been corrected.  2) In Part 4, when line 5 contained more than 11 items, it was overwriting the bottom of the form. A continuation page is now used when necessary.  V. 2005.03 made the following changes:  1) There was an error in the NY ET-706 form which has been corrected. It involved cases with in-state bequests by non-residents or out-of-state bequests by residents. Specifically, schedules 1 & 2 had the correct numbers, but they were not in their proper places on the form. Also, Schedule 3 was not printing whenever schedules 1 or 2 were printed.  2) The exclusion for a non-citizen spouse was raised to $117,000 for 2005 per form instructions.  3) There was a problem caused by accessing the Gift Tax Worksheet from the Tax Computation worksheet.   Gift tax worksheet entries are now made only on that window.  4) On Form 706, page 1, Part 2, line 7 was incorrectly calculated if there were pre-1977 gifts among the prior gifts.  This has been corrected.  5) Many unused fields on the Tax Computation Worksheet have been eliminated, simplifying data entry.  6) The NY ET-706 uses the 2005 form for all years as per its instructions.  V. 2005.02 updates the Valrates table.  It also corrects a possible error in printing US 706 line 3a and 3b which occurs in cases where the taxable gift was made to a trust which bears its share of taxes and the calculation screen was never saved and the state death tax amount was not entered on calculation screen.  Note that the federal estate tax was still calculated correctly even under this fact pattern.  V. 2005.01 corrects a problem discovered in v. 2005.00.  If you have a case that includes bequests to trusts which bear their proportionate share of taxes and for which taxes are apportioned against the taxable portion of the transfer on an average basis (should only occur in Specific Asset and Legacy dispositions), the program could have shown an incorrect amount of taxes being apportioned to that trust.  That is, if you answered "A" for the "Pays Fed Tax" question for a bequest; the overall tax output would be correct, but the net amount to beneficiaries on page 2 would be incorrect.

706 System v. 2002.00 to v. 2002.10 Patch (11/14/02)
File: 706-200210.exe (244K)  Changes: modifies the calculation of annuity and unitrust factors to match the IRS published factors by using the same number of decimal places and interpolation when necessary.  Alternate date valuation factors are used when alternate valuation is selected.

709 System

709 System v. 2009.00 to v. 2009.01 Patch (2/25/09)
File: 709-200901.exe (903K)  V. 2009.01 changes:  1)  A problem with printing page 1 of the form was corrected.  This did not change calcs.  2)  A problem with saving data was also corrected.

709 System v. 2008.00 to v. 2008.01 Patch (2/19/08)
File: 709-200801.exe (689K)  V. 2008.01 change:  1)  New input added to Client Data screen:  IRS Contacts Preparer.  This input handles the checkbox on the Form 709 on whether the IRS may discuss the return with the preparer.

709 System v. 2007.00 or later to v. 2007.02 Patch (3/29/07)
File: 709-200702.exe (413K)  V. 2007.2 changes:  1) There was not enough room on the following sections to list all of the gifts that could have been made: Page three, Part four, Line four - marital gifts; Page three, Part four, Line seven - Gifts to Charities; Page three, Part four, Line twelve - QTIP gifts not receiving QTIP treatment; Page four, Part two - Section 2652 QTIP treatment. The report now includes an Attachment ("Attachment A") that includes a list of all the gifts.  2) A feature was added to automatically increase the annual exclusion on imported items if the previous exclusion was the standard exclusion for the source year. This means that when you import a 2005 gift to 2006, the exclusion used is automatically increased to the new amount.  3) A problem with the right margin on continuation reports was corrected.  4) A minor user interface issue in the list of gift years was corrected. Previously, the highlighting could be confusing.
V. 2007.01 changes: 
1)
The previous version was misreporting the number of donees when gifts were entered for prior years.  This did not affect the calculations, but only the reported number of donees.  2) Overrides added to the Edit Menu so that the number of donees can be easily overridden.

709 System v. 2004.00 or later to v. 2004.05 Patch (8/31/04)
File: 709patch200405.exe (755K)  V. 2004.05 changes:  1) Program now exempts gift from any automatic allocation if Sec. 2632(b) election is checked.  Previously, a  Sec. 2632(b) election only checked column.  Program also adds a warning on Sec. 2632(b) election to be sure to attach necessary statement.  2) GST Non-exempt beneficiary type added.  3) The ability to specify a relationship for any beneficiary was added.  
V. 2004.04 changes:
  1) Specific Exemption for gifts made after September 8, 1976 and before January 1, 1977 calculation was modified in cases where more than one period included this exemption or if gift periods were entered after the one that contained this exemption.  2) A new critical warnings feature has been added to flag certain warnings as critical. 3) Death of spouse is now taken into consideration for determination of whether one was married during the entire calendar year.  4) The GST Exemption Reconciliation now limits certain calculation results to prevent an error condition that can occur if the maximum allowable GST exemption is exceeded by the total of all of the manually allocated GST exemptions.  
V. 2004.03 changes:
  1)
$ signs have been removed from the form.
  2) An Override option available at the time of printing allows the number of computed donees to be overridden.  3) A change was made in the Taxable Gift Reconciliation to subtract annual exclusions from line 7 for all charitable gifts other than CRUTS and CRATS; previously, no annual exclusions were subtracted on line 7
V. 2004.02 changes:
 
1) Donees are now being counted instead of showing 0 donees.  2) Charitable deduction now being totaled for all gifts to charity.  Previously, any charitable gifts that were not trusts were not included.  3) Taxes cannot be shown as negative on the screen.  4) Now prints relationship of donee to donor, if known.  5) Direct Skips, page 4, parts one and three:  the ordering of the gifts has been corrected.  6) Prints the valuation discount description that is entered on the Gift window.  7) Corrected problem where description for user defined beneficiaries sometimes showed "Rate Used: 0%."  8) Taxable Gifts are now sorted as per the instructions instead of in chronological order:  Marital gifts, gifts split with spouse, charitable gifts, gifts to others.  9) Corrected problem with numbers being printed in split gift column when gift was not split (math was correct and final column was correct).  
V. 2004.01 Changes:
1) Corrected problem where
first page of 709 sometimes had the Taxpayer's ID number printed over top of its first line; 2) Sec. 2632(c) Elect Out checkbox for Generation Skipping was not working and has been made functional, 3) A button was added to the print window to indicate any warnings, and 4) Word-wrapping problem with long gift descriptions was resolved.

Brentmark Asset Transfers System

Brentmark Asset Transfers System v. 2002.10 to 2002.11 Patch File (2/4/04)
File: bats200211.exe (1518K)  This patch fixes a problem that prevented the creation of an insurance asset.

Brentmark Asset Transfers System v. 2002.00 to 2002.10 Patch File (12/10/02)
File: bats200210.exe (1637K)

Charitable Financial Planner

Charitable Financial Planner v. 2010.00 to v. 2010.01 Patch File (10/4/10)
File: char201001.exe (1643K) 
V. 2010.01 changes:
1) A problem with printing reports for the Interrelated model has been corrected.
2) AFRs have been updated through Oct. 2010.

Charitable Financial Planner v. 2009.00 or later to v. 2009.04 Patch File (3/10/09)
File: char200904.exe (1895K) 
V. 2009.04 changes:
Corrects a problem with the Qualified Annuity that Must be Paid Annually if Entire Trust Ceases to be a QPRT line in the QPRT report.  This problem occurs in the prior 2009 versions.
V. 2009.03 changes: 
1) GRUT Term calcs have been fully updated for the Walton case.
2) The CRAT and GRAT models' Vary Annuity Payments? feature has been improved for terms greater than 20 years.
V. 2009.02 changes: 
1) Unitrust interpolation rates were being displayed incorrectly for AFRs below 1.0%.  This been corrected.   This was a display issue and did not have any effect on the calculations.
V. 2009.01 changes: 
1) Calculations for AFRs below 1.0% have been changed for many models and have been tested to verify conformance with IRS Notice 2009-18 (Update for Actuarial Tables Under Section 7520).

Charitable Financial Planner v. 2008.10 or later to v. 2008.12 Patch File (11/19/08)
File: char200812.exe (1746K) 
V. 2008.12 changes: 
1) The CLAT model Term calculation has a Zero Out Remainder feature which is accessed by clicking on the '0' Remainder button.  In some cases, it was necessary to click on the button twice to obtain the optimum calculation.  This has been changed so that only one mouse click is required.
2) AFRs updated through 11/2008.
V. 2008.11 changes:
1) The CLAT model had several changes.  The time period for the Economic Schedule now goes to the term designated (or depletion point) for the Term and Shorter calcs while for Life calcs, a new input allows one to enter the number of years or use a life expectancy value.  The displayed result for Charitable Deduction for Income Interest has been corrected.
2) AFRs updated through 8/2008.
3) Help file changes made.

Charitable Financial Planner v. 2006.00 to v. 2006.01 Patch File (11/15/06)
File: char200601.exe (968K)  V. 2006.01 changes:  1) The optional "Report For" and "Prepared By" data entered on the Report Options screen was being switched on the printouts. This has been corrected.  2) There was an inappropriate 20-year limitation on the term of the CLUT calculation.  This limit has been removed.

Charitable Financial Planner v. 2005.00 Demo (2/2/06)
File: chardemo.exe (885K)

Charitable Financial Planner 2003.10 User Manual (7/9/03)
File: Charitable Financial Planner.pdf (385K)
getacro.gif (712 bytes)
Click here to download the latest version of Adobe Acrobat Reader

Charitable Financial Planner v. 2001.10 or later to v. 2001.14 Patch (9/19/01)
File: Char0114.exe (850K)

Charitable Financial Planner v. 1999.10 or 1999.11 to v. 1999.20 Patch (6/24/99)
File: Char9920.exe (1232K)  Click here for info on changes

Charitable Financial Planner v. 1999.00 or later to v. 1999.05 Patch (4/29/99)
File: char9905.exe (1175K)

Estate Planning Tools

New!:
Estate Planning Tools v. 2014.00 to v. 2014.01 Patch (8/11/14)
File: num201401.exe (2193K)
Version 2014.01 includes the following changes:
1) The Prior Gifts model's report has been updated to reflect the latest worksheet for IRS Form 709.
2) Various cosmetic changes have been made to following models:  Prior Gifts, Contingent Reversion, SCIN, GRAT, and Interrelated Estate Tax.  Changes include elimination of improper error messages, removal of blank lines on reports, and renaming of input labels.
3) Download Latest State Data has been added as an option on the Edit Menu.  For most users, this is handled automatically by the program and they will not need to use this feature.
4) The Help text has been updated.

Estate Planning Tools v. 2013.00 to v. 2013.01 Patch (2/26/13)
File: num201301.exe (1211K)
Version 2013.01 includes the following changes:
1) The Exclusion model had its default values updated.
2) The Private Annuity model had changes made to the Payments report available when the Growth of Payments input is greater than zero when the Comply with Proposed Regulations input is Yes.
3) The Individual Income Tax model had corrections to cases involving Elderly deductions.
4) Dual monitor handling has been improved.
5) AFR rates were locked-in through March 2013.
6) The State Death Tax Manager was updated to v. 3.31 with changes to Delaware.

Estate Planning Tools v. 2012.00 to v. 2012.01 Patch (8/1/12)
File: num201201.exe (1435K)
Version 2012.01 includes the following changes:
1) Improvements were made for dual monitor resizing and positioning.
2) The State Death Tax Manager was updated to v. 3.11 to include changes to Delaware and Indiana.
3) The CRUT model report was corrected so as to not show 7 lives no matter how many lives were actually used.  This was a report display problem; no calcs were changed.
4) The SCIN model had a correction to the repayment schedule for balloon payment cases.
5) A problem exiting the program for Windows 7 Ultimate and Enterprise was corrected.
6) The Prior Gifts model has a new hint line at the bottom of the screen for the Year of Spousal Death input which is now limited to 2011 as the first possible year.
7) A resizing issue for the Vary Annuity Payments window in the CLAT and GRAT models was corrected.

Estate Planning Tools v. 2011.00 or later to v. 2011.03 Patch (11/22/11)
File: num201103.exe (3355K)
Version 2011.03 includes the following changes:
1) The AFR Manager was fixed to properly handle the 12/2011 AFR.  This problem was introduced by v. 2011.02.
2) The SCIN model report was modified to include the second repayment schedule.
3) The 12/2011 AFR was locked-in.
Version 2011.02 includes the following changes:
1) The AFR Manager was redesigned to provide for automatic downloading of AFRs and automatic locking of published AFRs.
2) Prior Gifts model was redesigned with additional columns to mirror the results from the Form 709.  The Prior Gifts model now accepts gifts for the year of death.
3) CRAT model was adjusted to display properly even when AFRs are not up-to-date.
4) State Death Tax Manager was updated with changes to DC, CT, MA, ME, NC, NY, OH, OR, and VT.
5) SCIN model was updated.
6) Various changes were made to the following models:  CLATs, CRATs, GRATs, Estate Tax, Net Gift, Split.
7) Resizing and scaling were added with support for multiple monitors and widescreen monitors.
8) AFRs were locked-in through 11/2011.
Version 2011.01 includes the following changes:
1) Bypass model added a new input, Growth Rate after First Death.
2) Estate Tax model added a warning notice to use Prior Gifts model when Adjusted Taxable Gifts exceed $500,000 in 2010 or later years.
3) A problem that generated an error message at the IDIT model was corrected.

4) A problem with Gift Tax cases prior to 1997 was corrected.

5) The State Death Tax Manager was updated to version 3.01 with state death tax changes to DC, DE, HI, IL, MA, NC, NY, RI, and VT.
6) A number of other changes were made.

 

Estate Planning Tools v. 2010.00 to v. 2010.01 Patch (9/28/10)
File: num201001.exe (1942K) 
Version 2010.01 includes the following changes:
1) Several models were changed including CLATs (Percentage Payouts greater than 100% were added; Vary Annuity Payment changes), Estate Tax (state calcs for certain Sunset cases), Early (to enforce use of precise rather than rounded rates which were being used in some cases), and Life Expectancy (report change). 
2) The File Menu adds a new Save Defaults feature.
3) The State Death Tax Manager was updated to version 2.11.  State data file for WI was updated.
4) The AFR Table was updated through October 2010.

Estate Planning Tools v. 2009.10 or later to v. 2009.12 Patch (6/23/09)
File: num200912.exe (2155K) 
Version 2009.12 includes the following changes:
1) A CLAT problem with the '0' Remainder feature when used with the Vary Annuity Payments? input has been corrected.
2) The second page of the QPRT report has been corrected and a tab for that page has been added for onscreen display.
3) The Vermont state death tax data file has been updated for the State Death Tax Manager.
4) The C Corporation calculation in the Corp. Tax model has been corrected.  This problem was in earlier 2009 versions.
5) Various minor changes have been made to other models.
6) AFRs have been updated through July 2009.
Version 2009.11 includes the following changes:
1) Actuarial table values for transfer dates from 7/1999 through 12/2008 were using the wrong life expectancy table.  This affected numerous models and has been corrected.  This problem was present in v. 2009.10 only and did not affect 2009 transfer dates.
2) AFR table updated through June 2009.

Estate Planning Tools v. 2008.00 to v. 2008.03 Patch (12/11/08)
File: num200803.exe (2757K) Version 2008.03 includes the following changes:
1) State Death Tax Manager v. 1.91 including changes to IL.
2) CLAT-20% Increasing Annuity limitation removed.
3) Special Use Valuation:  2008 rates included.
4) CRUT-Economic Schedule for longer calcs reflects the longer of the term or life expectancy.
5) Several minor cosmetic changes.
Version 2008.02 includes the following changes:
1) The Estate Tax model calcs for years prior to 2005 has been corrected.  This problem was in v. 2008.00.
2) The CLAT model had several changes.  The "0 Remainder" feature for Term calcs now works for the Vary Annuity Payments feature.  The time period for the Economic Schedule now goes to the term designated (or depletion point) for the Term and Shorter calcs while for Life calcs, a new input allows one to enter the number of years or use a life expectancy value.  The displayed result for Charitable Deduction for Income Interest has been corrected.
3) The Inclusion model has been updated (cosmetic changes only) to reflect the final regs.
4) The CRUT and CLUT models interpolation display has been corrected (the calcs were correct).
5) Various cosmetic changes were made to various parts of the program including the IDIT and Deposit models.

Estate Planning Tools v. 2007.00 or later to v. 2007.04 Patch (10/12/07)
File: num200704.exe (1721K)  Version 2007.04 includes the following change:  1) A GRAT rounding problem for Term Factors (greater than two years) in Vary Annuity Payments cases has been corrected.
Version 2007.03 includes the following changes:  1) Version 2007.02 only included a problem with some term factor calcs on the GRAT and Factors screens.  This has been corrected.  2) Data File name at top left of screen was showing directory path.  This has been changed to display only the data file name.
Version 2007.02 includes the following changes:  1) A GRAT rounding problem for the Term Factor in Vary Annuity Payments cases has been corrected.  2) GRAT, CRAT, and CLAT screens:  Number of Payments input was not being saved properly in some cases.  This has been corrected.  3) The Project model report was generating an error message when printing was attempted.  This has been corrected.  4) GRAT cosmetic changes:  increased space has been added  in the Vary Annuity Payments window for display of the Annual Payout column.  5) E-mail Data File feature on File Menu is now immediately enabled after the data file is saved.  6) Estate Tax screen for Gift Tax cases has a correction for cases where the Max Gift for Zero Gift Tax button has been selected.  7)  The AFRs through October 2007 have been locked-in.
Version 2007.01 includes the following changes:  1) The Bypass screen's report was not showing the Unified Credit in the All to Spouse column.  This has been corrected.  2) The IDIT screen's report was was starting with the third year instead of the first year.  This has been corrected.  3) The Investment Cash Flow Analyzer screen now has the the starting point for the analysis included in the report.  4) The IRR screen's report was showing values that were limited to numbers such as 9500%, typically when the Amount value was negative for two years.  Such limitations have been removed.

Estate Planning Tools v. 2006.00 or later to v. 2006.05 Patch (12/21/06)
File: num200605.exe (1865K)  Version 2006.05 includes the following changes:  1) GRAT screen: Cosmetic change to the 7520 Exhaustion report (moved partial payment value up one line).  2) Updated the AFRs.  3) Corrected a problem with the Factors screen for Term annuities with beginning of period payments.
Version 2006.04 includes the following changes: 1) Gift Tax/Estate Tax screen: A bug introduced by v. 2006.03 involving the Gift Tax Paid line on the report was fixed. This problem was not in prior versions.  2) Economic Schedule (for CRAT, CLAT and others): when there are more lives than two, the program now uses the youngest two ages to determine the length of the schedule instead of the first two ages entered.  3) Improvements were made to the exhaustion test report on the GRAT and CRAT reports.  4) The Factors model Annuity Shorter calc has a correction for the Beginning case calc and the report for Shorter cases now shows the number of payments.
Version 2006.02 includes the following changes:  1) Economic Schedule on the GRAT no longer stops updating when optimization is used.  2)  Adds the ability to be loaded from within Brentmark's PFP Notebook v. 2006.00. 
Version 2006.01 includes the following changes:  1) 2006 Special Use Valuation Rates have been added.  2) NEW FEATURE:  You can now select e-mail data file from the File Menu to e-mail a data file.  This feature is only enabled when you have opened or saved a file.   3) Charitable models:  the selection of the "Print Economic Schedule" has been moved to the print window.  4) GRATs:  The Rev. Rul. 77-454 exhaustion test for increasing annuities has been refined (based on informal communications with the IRS) to better reflect the value of the increasing payments.  The Rev. Rul. 77-454 report has also been revised to improve clarity.  5) A number of other changes have been made.

Estate Planning Tools v. 2004.20 to v. 2004.21 Patch (11/30/04)
File: num200421.exe (818K)  Version 2004.21 includes the following calculation changes:  1) Exhaustion test calculations were corrected for the GRAT shorter of term or life with growing payments;  2) The Life Expectancy model now uses the proper table to calculate the Probability of Living to Life Expectancy when Sec. 1.401(a)(9)(2002) is selected;  3) When loading a data file from the GRAT screen, the number of payments is no longer being increased by 1; and  4) On the GRUT screen, the "Probability Grantor will survive the Term" is no longer forced to 0% for Shorter of Term or Life calculations.

Estate Planning Tools v. 2004.10 or later to v. 2004.20 Patch (9/8/04)
File: num200420.exe (1078K)  Version 2004.21 includes the following:  1) Exhaustion test calculations were corrected for the GRAT shorter of term or life with growing payments.  Version 2004.20 includes the following features:  1) Reports can be saved as PDF files  (a file format useful for archiving or e-mailing) or RTF files (formatted files loadable by word processing programs;  2) CLAT model calcs were corrected for cases where the payment frequency was other than annual (this problem was introduced by the prior version); and  3)  Changes were made to the Nearest Age calculator (available on the Edit Menu) and the Life Expect. model.    Version 2004.11 included changes to the Factors and Estate Tax models.

Estate Planning Tools v. 2003.00 or later to v. 2003.03 Patch (5/12/03)
File: num200303.exe (1764K)  V. 2003.03:  corrects a problem with the display of and accessing of the Amortize model when monthly reports are selected.  V. 2003.02:  corrects a problem with accessing the IRR screen.  V. 2003.01 changes: corrects the display for the last line in the Net Worth report. Locks in additional AFRs.  Note:  If you already have version 2004, you do not need to install this patch!

Estate Planning Tools v. 2003.00 User Manual (3/28/03)
File: Estate Planning Tools.pdf (730K)

Estate Planning Tools 2002.00 to 2002.01 Patch (8/6/02)
File: num200201.exe (1454K)  Changes: The Marital Deduction Optimization calculation was corrected to include the state death tax credit.  For Report Options, Printing Margins are now being used.  Cosmetic changes were made to the Bond screen.   

Estate Planning Tools 2001.10 or later to 2001.13 Patch (11/2/01)
File: num0113.exe (1724K)

Estate Planning Tools 2000.01 or later to 2000.05 Patch (9/12/00)
File: num2005.exe (1786K) Click here for info on changes

Estate Planning Tools v. 1999.20 to v. 1999.21 Patch (7/19/99)
File: num9921.exe (1008K)

Estate Planning Tools v. 1999.00 & 1999.10 to v. 1999.11 Patch (3/17/99)
File: num9911.exe (1093K)

Estate Planning QuickView

Estate Planning QuickView v. 2009.00 to v. 2009.01 Patch (3/23/09)
File: qv200901.exe (1275K)  V. 2009.01 changes include the following: 
1. The State Death Tax Manager was upgraded to v. 1.93 to properly handle year 2010 cases where the state calc was limited by the Federal Estate Tax (such as NY and DC).
2. Corrected a Nonmarital Trust underfunding problem when retirement assets are present.
3. Data File Location was not always being saved.
4. For single cases, probate expenses were still being included even when deselected.  This has been corrected.

Estate Planning QuickView v. 2007.00 or later to v. 2007.03 Patch (7/19/07)
File: qv200703.exe (726K)  V. 2007.03:  1. The maximized NMT was not fully realized due to state exemption and inheritance taxes.  This has been corrected.  Note: The patch does not update the State Death Tax Manager; the State Death Tax Manager Patch should be run to update it.
V. 2007.02.  1. Nonmarital Trust calculations were not working in certain cases such as where the first estate had no assets and also when insurance was included.  This has been corrected.  2. Problem with Print to Clipboard not capturing full flowchart was corrected.  3. Diagnostics report was modified.  4. State Death Tax Manager includes Nebraska changes.  5. Various cosmetic changes were made. 
V. 2007.01.  1. Old data files in which the Year inputs on the Client Information screen was less than 2005 created an error message. The program  now increases earlier Year inputs in old data files to 2006 on screen and displays a message to that effect.  2. The Inputs Report has been updated to include the additional inputs in version 2007.  3. The Diagnostics Report now prints even if no other reports are selected.  4.  The State Death Tax Manager was updated to v. 1.10 to correct a file loading problem that occurred with some versions of Vista.

Estate Planning QuickView v. 5.00 or later to v. 5.04 Patch (5/3/05)
File: qv504.exe (853K)  V. 5.04 corrected a display problem for IL single person cases.

Estate Planning QuickView v. 5.00 User Manual (9/5/01)
File: quickview.pdf (209K)

Estate Planning QuickView  v. 4.00 or later to v. 4.05 Patch (4/12/00)
File: qv405.exe (835K)

Income Strategy Generator™ (previously known as the Retirement Income Navigator™)

No Hype Investing for Income with the Income Strategy Generator™ (Book and User Manual) (1/29/11) 
File: NoHypeInvesting.pdf (6944K or 6.78MB)  This 4th edition book/user manual is authored by Roger A. and Kevin R. Katzenmaier.

Retirement Income Navigator v. 2.00 to v. 2.01 Patch File (10/17/03) 
File: rin201.exe (264K)  This upgrade patch resolves a resizing issue that causes flicker on some screens, and also a cosmetic problem on the reports when an other income source is entered that increases by a rate less than inflation.

IRS Factors Calculator

IRS Factors Calculator  v. 5.10 or later to v. 5.16 Patch (12/12/00)
File: fac516.exe (991K)

IRS Factors v. 5.15 User Manual (8/25/00)
File: fac.pdf (157K)

Kugler Estate Analyzer

Kugler Estate Analyzer v. 2012.00 or later to v. 2012.02 Patch (10/25/12)
File: kea201202.exe (1523K)  V. 2012.02 included the following changes:
1. The State Death Tax Manager was updated to version 3.20.  The following states were updated since the last release:  CT, DC, DE, HI, IL, IN, ME, NC, OR, RI and TN.
2. Additional information is now included in the Portfolio report.
3. Numerous other changes were made.

Kugler Estate Analyzer v. 2012.00 to v. 2012.01 Patch (4/6/12)
File: kea201201.exe (1510K)  V. 2012.01 included the following changes:
1. The Credit Shelter Trust technique popup screen has a new message when a state has a separate QTIP amount than the Federal.
2. The Analysis of Taxes at Death report (which is available as a selection on the Printing window) now has more detail, particularly for QTIP cases.
3. The State Death Tax Manager has been updated to v. 3.10 and includes a number of changes.
4. The help file has been updated.
5. A number of other changes have also been made.

Kugler Estate Analyzer v. 2011.00 to v. 2011.01 Patch (4/15/11)
File: kea201101.exe (1514K)  V. 2011.01 included the following changes:
1. Corrected a report display problem for cases where 2012 Rates in 2012+ is combined with Has Planning Been Done Previously.
2. State Death Tax Manager updated to v. 3.02 to handle Illinois changes.
3. AFR Table updated though April 2011.

Kugler Estate Analyzer v. 2010.00 to v. 2010.01 Patch (11/19/10)
File: kea201001.exe (11176K)  V. 2010.01 included the following changes:
1. A display issue with the Community Property inputs under Liquid Assets has been fixed.
2. GRATs with a Transfer Date more than 10 years in the future no longer generate an error message.
3.
On the “Summary of Planning Results” page, the line item “Life Insurance to Pay Estate Settlement Costs” now shows the “Amount to Use to Fund Costs” input from the “Fund Estate Cost” technique.   Previously, it showed the “Total Costs” value from the ‘Fund Estate Cost’ technique.
4. The State Death Manager has been updated to version 2.12.
5. The AFR Table has been updated through December 2010.

Kugler Estate Analyzer v. 2008.00 User Manual (2/25/08)
File: Kugler Estate Analyzer.pdf (347K)

Kugler Estate Analyzer v. 2006.00 or later to v. 2006.04 Patch (8/21/06)
File: kea200604.exe (1475K)  V. 2006.04 included the following changes:  1. Added improved connectivity with PFP Notebook.  Kugler Estate Analyzer reports can now be imported by PFP Notebook.  2. Added the ability to e-mail data files:  select "E-mail Data File" from the file menu to e-mail the currently loaded file.  3. Corrects a cosmetic bug in the Both Spouses Die Within One Year Report:  Portfolio and Insurance Death Benefits--if the actual death years for both clients are the same (say 2010), the DB going to the surviving spouse used to show up twice (only on this report).  4. The Marital Outright Bequest (for Previous Planning) can no longer be less than $0.  5. The maximum amount of the credit shelter trust was including the insurance death benefit in some cases.  This has been corrected.  6. The CRUT exhaustion test calculations have been updated.  
V. 2006.03
included the following changes:  1. Liabilities in single person case were not showing up on the flowchart.  2. Joint liabilities were being affected by the input "Satisfy Debt at First Death."  3. When "Income to Spouse" was placed first, the second-to-die's estate value was being reported incorrectly.  4. Several cosmetic changes were also made.  
V. 2006.02
included the following changes:  1. The annual exclusion has been updated for 2006.  2. The children label on the flowcharts has been changed to heirs.   3.  On the "Both Die Within One Year" Report, the amount going to the surviving spouse at the first spouse's death was sometimes misreported on that one page.  This was corrected.  For later flowcharts, the displayed value was correct.   4. CRAT:  The joint life calculation has been corrected.  In the previous version, it generated an error message.  5. The AFRs have been updated.   6. When the settlement costs used up assets that were also needed to fund a credit shelter trust, the program was using qualified plans to fund the credit shelter trust.  This was corrected.  
V. 2006.01
included the following changes:  1. At time of second death, the previous version wasn't allowing community property assets to be used for expenses.   2. The flowcharts now adjust their spacing to prevent the page numbering from being overwritten. This used to occur when many techniques were being illustrated.  3. The technique "Income To Spouse" was not being saved to the data files properly.   4. The age listed on the Rolling GRAT technique was displaying the "nearest age."  The program now shows the client's actual age.

Kugler Estate Analyzer v. 2005.00 or later to v. 2005.03 Patch (7/29/05)
File: kea200503.exe (1005K)  V. 2005.03:  Corrected problems in cases with qualified plans with no beneficiaries, updating of on-screen labels when files are loaded, and understating of settlement costs for single cases with liabilities.  V. 2005.02:  Includes a number of changes including new and changed footnotes.  V. 2005.01: Corrects a problem with liabilities (shown improperly as charitable deductions)  in the flowchart.

Kugler Estate Analyzer v. 2004.00 or later to v. 2004.06 Patch (11/17/04)
File: kea200406.exe (888K)  V. 2004.06:  Analysis of Death: The illustration of the IRD has been corrected.  V. 2004.05:  1) Testamentary Charitable Gift and QTIP now updates the QTIP after the Testamentary Charitable Gift Technique is used.  2) In cases where both died in the same year with insurance death benefits paid to the estate as beneficiary, the second-to-die's death benefit has been corrected.  3) In cases where Previous Planning was selected, the marital QTIP box for the first-to-die now includes the death benefit of the first-to-die.  4) Several cosmetic changes were made.  V. 2004.04:  1) Changing the beneficiary from none or spouse to a person that generated a first estate tax was terminating the program.  2) Flow chart box was changed so that "Existing Insurance" is now called "Existing Insurance Trust."  3) Fund Estate Costs Technique was reporting that there was no insurance trust even when it was indicated that insurance assets were owned by the trust.  4) A new sub-report was added on the asset inventory page.  5) A number of other changes were made.  V. 2004.03:  1) Cosmetic changes to reports: a. Insurance owned by trusts were not showing the proper beneficiary on the asset inventory report (on the Asset Inventory and Current Simple Will Arrangement reports). b. Changed the wording of a footnote (on the Asset Inventory and Current Simple Will Arrangement reports). c. Asset Inventory report was incorrectly reporting a simple will existed.  2) Liabilities that were liquidated at the first death were being increased by the entered rate twice during the year of death .  3) Single cases (where there's no spouse) were not allowing life insurance policies to go into the ILIT.  V. 2004.02:  Improved the reporting of insurance assets, simplifies the way liabilities are handled, and makes several cosmetic and reporting improvements.

Kugler Estate Analyzer v. 2003.10 or later to v. 2003.15 Patch (10/8/03)
File: kea200315.exe (747K)  V. 2003.15:  Corrected minor calculation issue in cases where there were withdrawals in same year a Credit Shelter Trust is set up.  V. 2003.14:  Corrected a problem with the Life Insurance Death Benefit value when Previous Planning was indicated.  This problem did not occur with Life Insurance Trusts.  V. 2003.13:  This Patch File is recommended for all users.  V. 2003.12:  This Patch File added numerous changes and is recommended for all users.  V. 2003.11:  This Patch File added the ability to set up a Life Insurance Trust and still have Life Insurance policies outside the trust.

Kugler Estate Analyzer v. 2003.00 or later to v. 2003.04 Patch (5/7/03)
File: kea200304.exe (1367K)  This Patch File has a number of changes and should be installed by all with earlier versions.

Minimum Distributions Calculator

Minimum Distributions Calculator v. 6.00 or later to v. 6.13 Patch (3/6/03)
File: min613.exe (847K)  Pennies in the Pension Fund balance were not previously being saved.  V. 6.11 added connectivity to PFP Notebook v. 2002.10 or later.

Minimum Distributions Calculator v. 6.00 User Manual (8/7/02)
File: Minimum Distributions Calculator.pdf (174K)

Minimum Distributions Calculator  v. 5.00 or later to v. 5.06 Patch (12/04/01)
File: min506.exe (809K)

Minimum Distributions Calculator  v. 4.00 or later to v. 4.20 Patch (3/8/00)
File: min420.exe (717K)

PFP Notebook

PFP Notebook v. 2013.00 to v. 2013.01 Patch (3/27/13)
File: pfp201301.exe (4648K)  V. 2013.01 changes:
1)
The Income Tax Estimation model had corrections to cases involving Elderly deductions.
2) The State Death Tax Manager was updated to v. 3.31 with changes to Delaware.

PFP Notebook v. 2012.00 to v. 2012.01 Patch (11/5/12)
File: pfp201201.exe (2506K)  V. 2012.01 changes:
1)
Financial Statement did not properly format comments if there was not a spouse or partner.  This has been corrected.
2) Excel Spreadsheet export of numbers did not match those of the onscreen report.  This has been corrected.

PFP Notebook v. 2011.00 to v. 2011.01 Patch (6/16/11)
File: pfp201101.exe (798K)  V. 2011.01 changes:
1) For the Yearly Retirement Fund report, it could not be viewed when the Budget Snapshot Report option was selected.  This has been corrected.
2) For the Yearly Retirement Fund spreadsheet export feature, income and expenses items were shown as available annually when the Interval was greater than one.  This has been corrected.
3) Multiple monitor desktops were being treated as a single large virtual desktop.  This has been changed.

PFP Notebook v. 2009.00 to v. 2009.01 Patch (6/16/09)
File: pfp200901.exe (4292K)  V. 2009.01 change:
1) In some cases, data changes to the Policy Analyzer: Life Insurance model were not being saved.  This has been corrected.

PFP Notebook v. 2008.00 to v. 2008.01 Patch (6/25/08)
File: pfp200801.exe (3407K)  V. 2008.01 changes:
1) The State Death Tax Manager was updated to version 1.70 within the program.  This
added the ability to handle RI’s rule that the Taxable Gifts aren’t included in the Federal Estate Tax Limitation.  It also corrected the Illinois recursive calculation to use 2001 to determine the exemption; this affects $2M to $2.3M estates.  In order to handle all state death tax changes fully, the State Death Manager should also be used to download the latest state death tax file (dated 5/12/08 or later).   
2) The program was not properly storing clipboard items to use in reports.  This has been corrected.

PFP Notebook v. 2006.00 or later to v. 2006.02 Patch (11/16/06)
File: pfp200602.exe (1174K)  V. 2006.02 changes:  1) Corrected problem with printing of comments on the Disability Insurance Policy Analyzer report.  2) Fixed problem with investment names that were too long.  Investment names (in the investment portfolio) are now limited to 33 letters.  3) Numerous cosmetic improvements made to printing.  4) Increased the speed of the database on multi-user installations.  5) Planners can now have more than 255 clients.
V. 2006.01 changes:  (1) Client Import/Export was not working when a planner had more than 255 clients. This has been corrected.   (2) Table of Contents has an improved look.  (3) When no table of contents was selected, one was still being printed for each section. This has been corrected.   (4) File Open command was added to the menu on the Imported Documents window. This allows importing a bitmap file that is on the hard drive.

PFP Notebook v. 2005.11 to v. 2005.12 Patch (10/25/05)
File: pfp200512.exe (1840K)  V. 2005.12 makes several changes including:  (1) The Net Worth Statement now shows the spouse's assets and liabilities when the spouse's net worth is negative and (2) the Mortgage illustration now properly labels payments that are not annual. 

PFP Notebook v. 2005.00 or later to v. 2005.03 Patch (4/6/05)
File: pfp200503.exe (1831K)  V. 2005.03 makes a number of cosmetic changes including improvements to the client manager, the estate flowchart, net worth and budget screens.  V. 2005.02 corrects a problem using the v. 2005.00 or 2005.01 Data Gatherer to create new clients.  For previous FPLAN users only, the Patch File also updates their PFP Data Conversion System program from v. 2005.00 to v. 2005.01.  V. 2005.01 corrected a problem with creating new clients using v. 2005.00. 

PFP Notebook Quick Start Guide (1/25/05)
File: Quick Start to PFP.pdf (663K)

PFP Notebook v. 2005.00 User Manual (1/25/05)
File: PFP Notebook.pdf (2196K) (Note:  very few changes from v. 2003.10 user manual)
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PFP Notebook v. 2004.00 to v. 2004.01 Patch (6/21/03)
File: pfp200401.exe (778K) V. 2004.01 improves the printing of reports to PDF and RTF files, adds a print screen feature, and simplifies importing data from the Data Gatherer.

PFP Notebook v. 2003.10 or later to v. 2003.12 Patch (9/23/03)
File: pfp200312.exe (1636K)  V. 2003.11 corrects a problem v. 2003.11 had with Windows XP installations.  V. 2003.11 makes improvements (including changed reports) to the College Cost Estimation model in the College Funding part of the program. 

PFP Notebook v. 2002.00 or later to v. 2002.13 Patch (1/27/03)
File: pfp200213.exe (1501K)  Versions 2002.13, 2002.12 and 2002.11 included numerous changes.  V. 2002.10 made the following changes:  Added connectivity to the Minimum Distributions Calculator, Pension Distributions Planner, and Pension Distributions Calculator.  Also corrected problems on Net Worth printout, and with saving data on the Client Information screen.

PFP Notebook v. 2000.03 or later to v. 2000.07 Patch (8/24/00)
File: pfp0007.exe (2176K)

Pension Distributions Calculator

Note: The following Patch File will not work for the Pension Distributions Planner which has it own Patch Files further below.
Pension Distributions Calculator v. 6.30 or later to v. 6.34 Patch (8/4/03)
File: pdc634.exe (1279K)  V. 6.34:  Added ability to deselect Use Pre-59˝ Distributions feature.  V. 6.33:   Several Pre-59˝ distributions changes were made including refinements of the Goal feature and calculation changes for unlikely cases where the reasonable interest is less than 1%.   Pennies in the Pension Fund balance were not previously being saved.  V. 6.31:  A change was made to the pre-59˝ distributions part of the program.  The Switch: Min. Dist. Distribution Method was displaying an incorrect distribution amount for the first year in the current year's distribution report (2003).  This has been corrected.

Pension Distributions Calculator v. 6.10 or later to v. 6.20 Patch (11/15/02)
File: pdc620.exe (1339K)  All changes were to the pre-59˝ distributions part of the program.  A new Goal feature was added that automatically calculates the highest possible payout or adjusts inputs to reach a particular payment goal.  Balance inputs were changed to better handle cases where the Starting Date was prior to the Distribution Year.  Versions prior to 6.20 made the following changes:  A new Use Maximum Interest Rate input automatically selects the highest "reasonable interest rate" available for a given calculation under Rev. Rul. 2002-62.  Pre-59˝ distributions using the minimum distributions method prior to 2002 have been corrected so that min. distributions in 2003 and later use the methodology of the 2002 final regs.

Pension Distributions Calculator v. 6.10 User Manual (10/14/02)
File: Pension Distributions Calculator.pdf (211K)

Pension Distributions Calculator v. 6.00 to v. 6.01 Patch (5/20/02)
File: pdc601.exe (787K)  On the pre-59˝ distributions screen, v. 6.01 corrects the IRS Notice 89-25 method for cases where the entered Distribution Year was the same as the year entered for the Starting Date.

Pension Distributions Calculator v. 5.00 or later to v. 5.06 Patch (12/4/01)
File: pdc506.exe (839K)

Pension Distributions Calculator  v. 4.00 or later to v. 4.20 Patch (3/8/00)
File: pdc420.exe (741K)

Pension Distributions Planner

Pension Distributions Planner v. 8.00 or later to v. 8.03 Patch (1/24/07)
File: pdp802.exe (1167K)  V. 8.03 made the following changes:  1) Starting with v. 8.00, the program was using a contingent beneficiary in cases where the owner and spouse both died in the same year prior to the RBD with no spousal rollover indicated. The program now does not use a contingent beneficiary in that case.  2) A disclaimer has been added to the Pre-59˝ illustration when the RMD method is used. This disclaimer says "All distributions after 2007 are estimates and will have to be recalculated based on each year's actual balance."  3) Starting with v. 8.00, the Pre-59˝ Distributions report was showing a balance from the first distribution year instead of the current year balance when the user had elected to recalculate distributions each year using the PLR approach. This has been corrected.
V. 8.02 added the ability to e-mail reports and datafiles.  It also added the ability to be loaded from within PFP Notebook v. 2006.00. 
V. 8.01 corrects a cosmetic problem on the Benef. Info. window for case where there is no designated benef.  It also corrects an issue with the Brentmark Update System not displaying the correct version number (showing version 7.00 when 8.00 or 8.01 should be displayed).

Pension Distributions Planner v. 8.00 User Manual (12/7/05)
File: Pension Distributions Planner.pdf (276K)

Note: The following Patch File will not work for the Pension Distributions Calculator which has it own Patch Files above.
Pension Distributions Planner v. 6.30 or later to v. 6.34 Patch (8/4/03)
File: pdp634.exe (1282K)  V. 6.34:  Added ability to deselect Use Pre-59˝ Distributions feature.  V. 6.33:  Several Pre-59˝ distributions changes were made including refinements of the Goal feature and calculation changes for unlikely cases where the reasonable interest is less than 1%.   Pennies in the Pension Fund balance were not previously being saved.  V. 6.31:  A change was made to the pre-59˝ distributions part of the program.  The Switch: Min. Dist. Distribution Method was displaying an incorrect distribution amount for the first year in the current year's distribution report (2003).  This has been corrected.

Pension Distributions Planner v. 6.10 or later to v. 6.20 Patch (11/15/02)
File: pdp620.exe (1342K)  All changes were to the pre-59˝ distributions part of the program.  A new Goal feature was added that automatically calculates the highest possible payout or adjusts inputs to reach a particular payment goal.  Balance inputs were changed to better handle cases where the Starting Date was prior to the Distribution Year.  Versions prior to 6.20 made the following changes:  A new Use Maximum Interest Rate input automatically selects the highest "reasonable interest rate" available for a given calculation under Rev. Rul. 2002-62.  Pre-59˝ distributions using the minimum distributions method prior to 2002 have been corrected so that min. distributions in 2003 and later use the methodology of the 2002 final regs.

Pension Distributions Planner v. 6.00 or later to v. 6.02 Patch (6/13/02)
File: pdp602.exe (793K)  On the pre-59˝ distributions screen, v. 6.01 corrected the IRS Notice 89-25 method for cases where the entered Distribution Year was the same as the year entered for the Starting Date.
V. 6.02 added the ability to turn off the separate share rule for multiple beneficiaries plus the ability to defer the separate share rule for one year.

Pension & Roth IRA Analyzer

Pension & Roth IRA Analyzer v. 2005.00 or later to v. 2005.02 Patch (9/15/05)
File: exc200502.exe (911K)  Version 2005.02 changes:  1) The Asset Comparison report now uses end of year balances, and 2) The Minimize Tax option on the Roth IRA Conversion data entry window now uses the marginal tax rate from the tax tables rather than a calculated marginal rate.  Version 2005.01 changes:  1) Pre-59˝ Distributions Graph now shows total projected distributions instead of the first year's distributions,  2) Benefits Received presentations now focus solely on distributions from the Pension Fund and Roth IRA, 3) Asset Analysis and Asset Comparison presentations have been updated to include donee-exclusion gifting and insurance, 4) Calculated AGI is now available in the reports, 5) Social Security Analysis report now includes calculated AGI, 6) the Roth IRA Conversion Data Entry has been improved to better handle cases where the Optimum percentage is less than 100% and cases that involve the option to Minimize Income Taxes, and 7) a new Asset Analysis graph added.

Pension & Roth IRA Analyzer v. 2003.10 to v. 2003.11 Patch (9/22/03)
File: exc200311.exe (639K)  Changes include a minor report change where the program now prints lines showing a 0 (zero) value when such lines are both preceded and followed by other lines which have non-zero values.

Pension & Roth IRA Analyzer v. 2003.10 User Manual (6/12/03)
File: Pension & Roth IRA Analyzer.pdf (600K)

Pension & Roth IRA Analyzer v. 2003.00 or later to v. 2003.04 Patch (4/9/03)
File: exc200304.exe (1056K)  V. 2003.03 and .04:  Changes were made to how expenses were handled with multiple beneficiaries.  V. 2003.02: Several Pre-59˝ distributions changes were made including refinements of the Goal feature and calculation changes for unlikely cases where the reasonable interest is less than 1%.   Pennies in the Pension Fund balance were not previously being saved.  Owner's birth date was set to be the same for the both the main input screen and the Pre-59˝ distributions screen.  V. 2003.01: This patch file changes the calculation of the deferred first year's required minimum distribution under the rules of the 2002 final regulations and makes some changes to the separate share rule for multiple beneficiaries.

Pension & Roth IRA Analyzer v. 7.00 or 7.01 to v. 7.02 Patch (7/25/02)
File: exc702.exe (645K)  This patch file corrects the calculation of the taxes paid when a Roth IRA conversion is made with the Quick Conversion feature or otherwise. V. 7.02 made a correction related to itemized deductions entered on the taxes screen.

Pension & Roth IRA Analyzer v. 6.10 or later to v. 6.12 Patch (10/23/01)
File: exc612.exe (1111K)

Pension & Roth IRA Analyzer v. 6.00 to v. 6.01 Patch (2/8/01)
File: exc601.exe (410K)

Pension & Roth IRA Analyzer v. 5.00 or 5.10-5.14 to v. 5.15 File (9/22/99)
File: exc515.exe (786K)  Click here for info on changes

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Retirement Distributions Planner

Retirement Distributions Planner v. 13.00 to v. 13.01 Patch (2/28/13)
File: rdp1301.exe (1827K) 
Version 13.01 changes: 
1) The decimal portion of the beneficiary share was not being saved or shown in printed reports. This has been corrected.
2) No required minimum distribution was being shown for the Owner's date of death year for an Owner who died after his required beginning date with a spousal beneficiary.  This was specific to v. 13.00 and has been corrected.
3) Text changes relating to Spousal Rollovers have been made on the Beneficiary Information window and the related help screen.
4) The Pre-59
˝ Distributions window now properly allows Starting Dates one month after the most recently released AFRs with an appropriate warning for later months.
5) AFRs through March 2013 have been locked-in.

 

Retirement Distributions Planner v. 10.00 or later to v. 10.03 Patch (9/1/10)
File: rdp1003.exe (1345K) 
Version 10.03 changes: 
1) Corrects a problem with the location of AFR data files when more than one Brentmark program is present.
2) Locks in the AFRs through September 2010.

Version 10.02 changes: 
1) I
ntroduces new startup features to correct and enhance behavior in systems employing multiple monitors.

Version 10.01 changes: 
1) Problems with the Print to PDF file feature were corrected.
2) The AFRs have been locked-in through September 2009.

 

Retirement Distributions Planner v. 9.00 or later to v. 9.02 Patch (1/22/08)
File: rdp902.exe (1630K) 
Version 9.02 changes:  It is recommended that all v. 9.00 and v. 9.01 users download this Patch to upgrade to v. 9.02.
1) The RMD calculation for inherited Roth IRA cases where the owner dies before his age 70˝ year with a spouse as the beneficiary who performs a rollover in a year later than the owner's year of death and before the owner's age 70˝ year has been adjusted to remove unneeded distributions.  This the rule which delays RMDs until the later of the end of the calendar year following the year in the which the owner died or the end of the calendar year in which the owner would have attained age 70˝.
2) The AFRs have been locked-in through February 2008.
Version 9.01 changes:

1) The RMD calculation based on the life expectancy of the spouse's designated beneficiary for the special case where both the Owner and Spouse die before the RBD and the Spouse has a designated beneficiary has been refined.  This is the case where the Spouse is treated as the Owner if both die young as noted in §401(a)(9)(B)(iv)(II) and Reg. §1.401(a)(9)-3, A-5, A-6, §1.401(a)(9)-4, A-4(b).  New inputs are shown on the Beneficiary Information when the fact pattern indicates possible application of this special calculation:  Is Spouse a 100% Beneficiary? and Does the Spouse Name a Beneficiary?.
2) There were some cases where some input information on the Beneficiary Information screen was not being saved with regard to the special rule in 1) above.  This has been corrected.
3) Several cosmetic changes were made.

RetireNow

RetireNow v. 2004.00 to v. 2004.01 Patch File (9/15/04)
File: ret200401.exe (566K)  Version 2004.01 made the following changes:  1) Saving insurance cash values would cause them to revert to being all zeroes.  This has been corrected.  2) Clicking "Calculate comparison" would occasionally cause the program to lose data when certain steps were taken (click "Scenarios", "Edit Current", "Comparison", "Calculate Comparison," and  "Analysis" in that order).  This has been corrected.  3) The calculation progress window no longer has scroll bars when the program is not maximized.

RetireNow v. 2002.10 to v. 2002.11 (11/10/03)
File: ret200211.exe (2757K)  On the IRA Details report, the Amount Sold column was corrected.

RetireNow v. 2002.00 or later to v. 2002.02 (2/26/02)
File: ret200202.exe (1477K)

RetireNow v. 2001.01 User Manual (8/20/01)
File: RetNow.pdf (4512K)

Retirement Plan Analyzer

 

Retirement Plan Analyzer v. 2013.00 or later to v. 2013.11 Patch (4/9/13)
File: rpa201311.exe (2063K) 
Version 2013.11 changes:
1) The Pre-59˝ Distributions section of the program had several changes.  The "Reasonable" Interest Rate selection was updated for Starting Dates beginning in months other than January.  Changes were made to the warning message that is displayed when the Starting Date is an invalid date (i.e., when it is more than one month after an AFR has been released).
2) Numerous other changes have been made including various report changes (Asset Comparison and Asset Analysis reports) and display bugs.
3) AFRs updated through 4/2013.
 

Retirement Plan Analyzer v. 2013.00 to v. 2013.10 Patch (1/25/13)
File: rpa201310.exe (1777K) 
Version 2013.10 changes:
1) Estate tax changes from the American Taxpayer Relief Act of 2012 were added.
2) Income tax changes from he American Taxpayer Relief Act of 2012 were added.

3) State Death Tax Manager updated to v. 3.31 with changes to Delaware.

4) AFRs updated through 2/2013.

 

Retirement Plan Analyzer v. 2009.00 or later to v. 2009.02 Patch (2/19/10)
File: rpa200902.exe (1978K) 
Version 2009.02 changes: (It is recommended that all users of prior versions update to v. 2009.02)
1) Numerous changes have been made to the Case Analyzer feature (particularly the Inherited IRA Analysis).
2) The Growth Rates input had its default value changed to 6%.
3) Improvements have been made to the Asset Comparison Report and the Net Distributions Report.
4) Numerous other changes have been made to the program.
5) AFRs updated through 2/2010.
Version 2009.01 changes:
1)  Roth IRA Conversions:  On the Taxes screen with Income Tax Rates checked, the Tax Rate During Conversion input was only being used for the conversion year.  This has been changed for cases in 2010 where the income tax liability is spread out to 2011 and 2012, the conversion rate is also used for those years.

2)  In some cases, AFR downloads weren't being performed.  This has been corrected.

3)  For the Case Analyzer, the message to save inputs before exiting was not always being generated as appropriate.  This has been corrected. 
4)  AFRs updated through 1/2010.

5)  Changes were made to various reports and a number of other changes were made.

 

Retirement Plan Analyzer v. 2007.00 or later to v. 2007.04 Patch (12/10/07)
File: rpa200704.exe (3303K) 
Version 2007.04 changes:  Numerous changes were made:
1)  Report Designer was not saving custom reports and was not allowing modification of existing reports. This has been corrected.
2)  Start in Req'd Yr buttons on Expenses screen had the word Yr. clipped off.
3)  Donee Exclusion Gifting was displaying amounts in the Insurance Fund in addition to the Gift Fund.  This has been corrected.
4)  Changes made to installation and to screen resizing routines.
5)  Improvements made to File Location windows to display longer pathnames.
6)  Font change made to Description inputs to allow display of longer names.
7)  AFRs updated.
Version 2007.03 changes:  Numerous changes were made:
1)  Reports may now be exported to formatted XLS spreadsheet files using the Print to File feature on the Print window. 
2)  The program adds some additional resizing features which permitting better support for multiple monitors.
3)  New features have been added which enhance operation in network installations.  These include the Create Desktop Icon feature and Location of Files selection for Help Files on the File Menu.  A Copy Help Files option is now shown on the Help Menu.
4)  Windows Vista support is further enhanced with the Data Files location for saving files now defaulting to a Brentmark program location under the My Documents directory.
5)  Improvements have been made to the E-mail Data File feature on the File Menu and the e-mail Technical Support feature which is on the Help Menu at Brentmark on the Web.
6)  A new System Information option has been added to the Help Menu.
7)  It is now possible to compare children and grandchildren beneficiary cases in multiple beneficiary cases (i.e., cases when Beneficiary is the Spouse, Spousal Rollover is Yes and Multiple Benef is Yes and also cases where Beneficiary is Child and Multiple Benef is Yes).  This means that it is possible in these cases to enter a 0% entry for some beneficiaries in Alternatives 2 to 4.
8)  Birth Dates for the beneficiaries may now also be entered on the Client Information screen with data entry conformed with the information shown on the main input screen.
9)  The report shown at the bottom of the main input screen may be changed by right-clicking on the report area.  This feature had been disabled in v. 2007.02.
10)  Some reports with large numbers of beneficiaries were cutting off.  This has been corrected.
11)  Long descriptions entered for alternatives were overflowing the flowcharts in some reports.  In such cases, the descriptions are being shortened by the program to fit into the flowcharts.
12)  A number of other cosmetic changes were made.
Version 2007.02 changes: 

1) The Income Tax on Roth IRA was being based on the entire balance instead of on growth (earnings).  This has been corrected and new inputs have been added to the Roth IRA screen to help determine when growth is taxed:  Year Roth IRA was Established and when relevant (i.e., when the Year Roth IRA was Established is within five years of the Current Year), Earnings included in Roth IRA.
2) Saving and Loading Data Files problems involving Contributions to Roth IRA and some multiple beneficiary cases have been corrected.
3) A RMD calculation based on the life expectancy of the spouse's designated beneficiary for the special case where both the Owner and Spouse die before the RBD and the Spouse has a designated beneficiary has been added to the program.  This is the case where the Spouse is treated as the Owner if both die young as noted in §401(a)(9)(B)(iv)(II) and Reg. §1.401(a)(9)-3, A-5, A-6, §1.401(a)(9)-4, A-4(b).
4) Problems when the Number of Yrs input was set to 0 or 1 have been corrected.
5) The ability to Create Report Groups on the Print Window now saves all the selected reports.
6) On the Tax Rates screen, it is now possible to uncheck the custom buttons after custom rates have been entered.
7) Several other minor changes were made.
8) This patch file also updates the State Death Tax Manager to v. 1.50 if not already installed.
Version 2007.01 changes: 
1) When the input is checked for Spread Out Payment of Conversion Tax When Possible on the Roth IRA Conversions screens, the program now spreads out the income taxable for Roth IRA conversions in 2010 to 2011 and 2012.
2) A Data File Encryption feature has been added to the File Menu.  Previously, data files were encrypted, but it was not possible to turn off that feature.
3) The Location of Data Files choice on the File Menu was changed from Data File Location.
4)
Previously, the Quick Roth IRA Conversion feature incorrectly assumed there were enough Other Assets to pay the conversion taxes when the Other Assets beginning balance was $0 and taxes were to be paid from the Other Assets.
5) Numerous other changes including cosmetic and report changes were made.

 

State Death Tax Manager

State Death Tax Manager v. 1.00 or later  to v. 1.70 Patch (5/21/08)
File: sdtm170.exe (841K) 
V. 1.70 Changes:  1) Added ability to handle RI’s rule that the Taxable Gifts aren’t included in the Federal Estate Tax Limitation,  2) Illinois recursive calculation corrected to use 2001 to determine exemption; this affects $2M to $2.3M estates.  Note:  The v. 1.70 patch only updates the illustrations run with the State Death Tax Manager.  The program calcs are not updated until new versions of the programs (Brentmark's Estate Planning Tools, Estate Planning QuickView, Retirement Plan Analyzer, Kugler Estate Analyzer, and PFP Notebook) are released in the future (after 5/21/08).
V. 1.60 changes:  1) Corrects an issue with CT calcs in cases where the Adjusted Taxable Gifts value increases the taxable amount above the taxable threshold and 2) Allows the calculation of state death taxes in states with decoupled state death taxes where there is no federal estate tax when it is assumed that the federal estate tax is repealed. 

V. 1.50 Changes: 
With earlier versions than 1.50, you may not be able to download the latest state death tax data file.  This affects Estate Planning Quickview 2007.00 or later and Retirement Plan Analyzer v. 2007.00 or later. 

Savings Bond Toolkit

Savings Bond Toolkit v. 2012.10 to 2012.11 Patch (8/13/12)
File: sav201211.exe (1017K) 
V. 20012.11 changes:
1). Issue date input was limiting input to 2010 and earlier.  This has been corrected.
2). Continuation Page handling has been improved.  The 60 bond limit has been removed.

Savings Bond Toolkit v. 2010.10 to 2010.11 Patch (7/9/10)
File: sav201011.exe (834K)  V. 20010.11 increased the amount of text that may be included on the Form 1455 Continuation page.

Savings Bond Toolkit v. 2008.00 to 2008.01 Patch (2/27/08)
File: sav200801.exe (2519K)  V. 2008.01 allows form 1455 to be used on Series I Bonds.

Savings Bond Toolkit v. 2007.10 to 2007.11 Patch (6/5/07)
File: sav200711.exe (1889K)  V. 2007.11 added the most recent Form 1851 and Form 1455.

Savings Bond Toolkit v. 2006.10 to 2006.11 Patch (7/25/06)
File: sav200611.exe (398K)  V. 2006.11 added the ability to e-mail reports and datafiles.  It also added the ability to be loaded from within PFP Notebook v. 2006.00. 

Savings Bond Toolkit v. 2002.20 to 2002.21 Patch (12/5/02)
File: sav200221.exe (976K)  V. 2002.21 made the following changes:  Allows the bond issue date to be later than the last redemption date; Report of redeemed bonds eliminates irrelevant columns; Corrected usage of redemption value and inventory value throughout the program.

Savings Bond Toolkit v. 2002.10 User Manual (5/3/02)
File: Savings Bond Toolkit.pdf (310K)

Stock Options Risk Analyzer

Stock Options Risk Analyzer v. 2003.00 User Manual (8/1/03)
File: Stock Options Risk Analyzer.pdf (774K)
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Stock Options Risk Analyzer Sample Report (12/07/01)
File: srareport.pdf (32K)

Brentmark Software
253 Plaza Dr., Ste. B
Oviedo, FL  32765-6460

1-800-879-6665 or 407-306-6160
Fax: 407-306-6107

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Last modified: September 03, 2014